Financial position
| EUR million | Q3 2021 | Q3 2020 |
| Interest-bearing net debt | 136.4 | 214.0 |
| Equity ratio, % | 58% | 51% |
| Net gearing, % | 17% | 29% |
| Cash flow from operating activities before financial items and taxes | 51.6 | 115.6 |
In addition to outstanding loans, Fiskars Group had EUR 300 million of unutilized long-term committed credit facilities and a commercial paper program of EUR 400 million with Nordic banks.